The first insurance americans need is Health and Disability Insurance. This insurance will make you able to see a doctor if you get sick. The next one is Homeowner's insurance, it protects from natural disasters. Next on the list is auto insurance it helps with fixing of damages. Life insurance is highly recommended because if you die they would help with your funeral. This insurance is used for your favorite pet, Pet insurance is used for health issues or death. Later on is GAP insurance which is if you want to sell a new car, your insurance will pay the rest. whole life insurance covers the death of your family. Travel insurance is used when something goes wrong on your vacation. Supplemental Insurance is used to pay bills and rent.